News
Social Security news
Curated daily from official SSA channels and trusted independent sources. Each item links out to the original.
Articles
What the New Inflation Report Means for the 2027 COLA
A fresh inflation report lands June 10, and it will hint at where the 2027 Social Security COLA is heading. But here is the catch most coverage skips: it won’t actually count toward the COLA — only July through September will.
Why October Is a Big Month for Social Security
Every October, Social Security reveals the most important numbers for the year ahead — the COLA, and the figures that travel with it. Here is what gets announced, why it happens then, and when it takes effect.
How to Get Help From Social Security Faster in 2026
Social Security’s offices have been stretched by staffing cuts, but there are faster ways to get what you need. Here’s what to expect — and how to skip the longest waits.
2027 COLA Estimate: What 3.8% Could Mean at Age 62
The leading estimate puts the 2027 cost-of-living adjustment at 3.8% — which would add roughly $52 a month to a typical 62-year-old’s benefit. But it is only a forecast; the official number won’t arrive until October 2026.
Social Security Could Face a ~$500 Monthly Cut in 2032
If Social Security’s retirement trust fund is exhausted on schedule in 2032, benefits would face an automatic cut — about 22% per the official 2026 Trustees Report, unless Congress acts. Here is what the numbers say and what they don’t.
Social Security Disability (SSDI): How Much It Pays
SSDI pays monthly benefits to workers who can no longer work because of a serious, long-term disability. In 2026 the average benefit is about $1,630 a month and the maximum is $4,152. Here is how the amount is calculated and how to qualify.
The Social Security Fairness Act: WEP and GPO Repealed
The Social Security Fairness Act, signed in January 2025, repealed the Windfall Elimination Provision and Government Pension Offset — raising benefits for about 3 million public-sector workers and their families.
How to Apply for Social Security: A Step-by-Step Guide
You can apply for Social Security retirement benefits online in about 15 minutes, by phone, or in person — and you can start up to four months before you want benefits to begin. Here is what you need.
Social Security Payment Schedule 2026: When You Get Paid
Social Security pays monthly on a Wednesday set by your date of birth. Here is the 2026 schedule, the exceptions for SSI and pre-1997 beneficiaries, and how to find your exact dates.
Is Social Security Taxable? How Your Benefits Are Taxed
Social Security can be federally taxable, but most people pay tax on only part of their benefits — and many pay nothing. Whether yours are taxed depends on your “combined income.” Here are the 2026 thresholds.
Working While You Claim: The Social Security Earnings Test
You can work while collecting Social Security, but claiming before full retirement age triggers the earnings test, which temporarily withholds benefits above an annual limit. The catch: you get that money back.
Social Security and Medicare: How the Two Programs Work Together
Medicare is separate from Social Security, but tightly linked: you sign up through SSA, and your Part B premium comes out of your Social Security check. Here are the parts, the enrollment window, and the penalty for waiting.
Spousal and Survivor Benefits: Who Qualifies and How Much
Social Security pays spouses and widows too. A spouse can receive up to 50% of the higher earner’s benefit; a surviving spouse up to 100%. Here is how each works, and how claiming age changes the amount.
How Your Social Security Benefit Is Calculated
Your benefit is based on your highest 35 years of earnings, indexed for wage growth and run through the PIA formula. Here is each step — AIME, the 2026 bend points, and a worked example.
2026 COLA Increase Explained: What the 2.8% Adjustment Means for Your Benefits
The Social Security cost-of-living adjustment for 2026 is 2.8%. Here is how it is calculated, what it means for your monthly check, and when you will see it.